Borrowing against luxury assets is a sophisticated process tailored for those with substantial collections. Typically, leveraging a portfolio of high-end items is preferable to using a single asset, though exceptionally valuable pieces can also serve as effective collateral.
While almost any luxury item can be used as collateral, high-value assets such as fine wine, jewellery, art, prestigious car collections, designer handbags, and elite watches are most commonly chosen. Some lenders will accommodate loans against a combination of these assets, provided each item is individually appraised and valued.
Luxury goods finance allows you to unlock the capital tied up in your collection. By securing a loan against your assets, you gain access to funds that can be used for a variety of purposes, including business investments, asset diversification, or debt repayment.
Throughout the duration of the loan, it’s important to note, that you will not have physical possession of your assets, though you will maintain legal ownership. Your items will be held by the lender for the term of the loan and will be returned to you once it is fully repaid.
JLP Advisory simplifies the process of securing luxury goods finance. We start by evaluating your assets, borrowing requirements, and timeline. Given the specialised nature of this market, finding the most advantageous terms often requires expert negotiation. We connect you with reputable and discreet lenders, avoiding the pitfalls of conventional pawnbroker arrangements. JLP Advisory ensures that you receive optimal financing solutions from esteemed institutions.
While specialist lenders in this sector are relatively few, substantial loans are achievable with the right assets. Depending on your collection, you could borrow amounts ranging from several hundred thousand pounds into the millions. Our global network allows us to assist clients anywhere, regardless of their location or citizenship.
Your broker will determine the most suitable lender based on the type, value, and provenance of your assets, as well as the amount you wish to borrow. JLP Advisory is committed to securing the best possible finance for you, offering expert guidance every step of the way.